A Step By Step Plan To Win The Credit Card / Debt Wars

Zombie debt's are those that are over ten years old, and are uncollectable.  Some collection agency will tell creditors that they can collect zombie debts for them, they can not!Any ten year old debts must come off your credit profile including a bankruptcy.

There is a letter in my book that uses the USPS to stop third party creditors in their tracks!  It is a most effective letter, and has had excellent results.